Ramp x Capchase

Mercury customers have an exclusive offer

As a Mercury customer, you can receive a 0.6% discount in your financing rate + a dedicated Growth Advisor for your business. This is the best possible rate you can get with Capchase anywhere in the market.

Deposit your funding into your Mercury account of at least

$50k and get $500 cash back
$100k and get $1k cash back
$500k and get $1.5k cash back
$1m and get $2k cash back

Grow without dilution

Leverage your line of credit, when you need it, to drive growth initiatives forward.

Fast capital.

Access the funding your business needs in as little as 48 hours – with no restrictions on use.

Transparent fees.

No hidden fees, warrants, covenants, or security interest. And no dilution, ever.

Scalable credit line.

Your funding capacity grows alongside your ARR to turn your vision into reality.

Get Started

What is Capchase Grow?

Capchase Grow is a funding option for companies with recurring revenue. We review your financial data and growth metrics to determine your initial offer, which grows alongside your company.

SaaS companies typically use Capchase financing to:

Invest in market expansion

Fund customer acquisition

Scale teams

Fill cash flow gaps

Who can we finance?

Business Model

SaaS
B2B tech with contracted revenue

Thresholds

At least $150k in ARR
3+ months of runway
Positive y-o-y growth

Geographies

We fund companies that have an entity on the following countries.

United States, United Kingdom, Canada, Spain, Sweden, Finland, Denmark, The Netherlands, Belgium and Germany.

Get started

Get funding in 3 easy steps

❶ Sync your data

We integrate with your bank and accounting system so you can easily and securely connect your data.

Robust security measures
Capchase is SOC 2 Type II certified
Compliant with financial services regulatory requirements
Pre-configured integrations

❷ Seamless underwriting

We have a systematic approach to provide you with the right financial plan for your business and growth potential. Receive your offer in as little as 48 hours.

Underwriting technology licensed for banks
Key insights and benchmarking against peers in your segment

❸ Access your capital

Once approved, you can immediately make draws in our intuitive platform, track activity and pull data for financial reporting. Draw additional funds as you need.

Dashboard for clear visibility into your financing
Dedicated Growth Advisor providing expertise and support along your journey
Credit cap increases with your ARR!

Calculate your growth capital potential

How much can you get?

Annual Recurring Revenue

$0-150k

$150k-300k

$300k-1M

$1M-3M

$3M-6M

>$6M

$3M-6M

Year over Year ARR Growth

<0%

0-30%

30-100%

>100%

30-100%

Months of Runway

3-12 months

>12 months

$1,100,000.00

And grow your ARR by
165% within 12 months

What to expect in a call with Capchase

Our financing experts will learn more about your business and growth goals to advise how we can help you get there.

*This offer is subject to satisfactory underwriting approval. The terms and conditions presented herein are preliminary and indicative in nature, and final approval is contingent upon a comprehensive review of the applicant's financial standing, creditworthiness, and collateral evaluation, among other factors.

A modern take on a revolving credit line

Trusted by over 5,000 partners & customers