Get paid upfront, give flexibility to your customers

Frictionless experience for your teams and customers to help you:

Close new deals and renewals faster
Revisit stalled or lost deals with a compelling offer
Offload the collections risk to Capchase
Receive annual payment upfront every time

Trusted by over 5,000 partners & customers

From fast-growing startups to public companies

Win and retain customers with easy custom payment terms

Your customers can pay over time how they want, you get paid the annual contract value upfront and Capchase takes the burden of managing the installment payments. It’s a win-win.

No obligations

Choose when you use it. No minimums and no upfront costs. Sign up and start qualifying your customers in minutes.

Fast, simple & global

Simple to set up and easy to use. Send custom payment terms and leave collections to Capchase. Available internationally.

Use in your CRM

Embedded in Salesforce and HubSpot. Easily integrates with accounting and billing systems. Automations to save time.

4.6/5

Capchase Pay ranked 2nd in BNPL, 1st for B2B

What is Capchase Pay?

Capchase Pay is a flexible payment solution that makes buying and selling software easier. We help SaaS companies reduce friction by paying you upfront and your customers pay us back over time.

Available in 8 countries

RISK MITIGATION

Offer payment options without risk

We take the collections burden of offering payment flexibility to your customers, including the risk of payment default. Thanks to our behind-the-scenes instant eligibility check and security standards in place, you can have peace of mind and more time.

Built for any buying experience

Sales process

Offering ideal experiences to optimize for negotiation leverage and high-velocity sales based on your needs.

AE-controlled timing
Automated payment link creation
Complex deal structures

Digital checkout

Embed Capchase Pay into an online buying experience where the flexible payment options are automatically presented.

Instant buyer qualification and payment options via API

Invoice financing

Purchase or renew software and cloud services now and pay later in monthly installments to manage cash flow.

Fast financing approval in less than a day
Easy-to-use portal for invoice upload and preferred terms selection
Capchase can serve multiple geographies and has an incredible track record raising capital to match our growth. With Capchase Pay, we don’t have to use our working capital for these deals

PRATIK GOYAL

VP OF STRATEGIC FINANCE AT BUILDER.AI

Capchase Pay has been an instrumental part of our sales cycle: we can close deals faster without having to provide discounts.

SACHIN DEV DUGGAL

CEO AT BUILDER.AI

We have doubled the number of deals we close per month by offering flexible payment options to our customers through Capchase Pay.

JAY SINGH

FOUNDER & CEO OF MARKET JOY

Capchase has become a powerful tool in our negotiation toolbox that maximizes the revenue we're bringing in each month. The ability to offer monthly or quarterly payment terms during pricing negotiations has helped us increase our average deal size and close rate.

SPENCER YEUNG

SALES DIRECTOR AT CREYOS

Provide payment flexibility in 3 easy steps

Qualify your customers

Using our data sources, Capchase reviews your customers behind the scenes for eligibility in about a minute so you can offer this flexibility seamlessly.

Use inside CRMs like Salesforce and HubSpot
Automated eligibility check
Fast and clear response for your sellers

Create payment schedules

Easily offer installment or delayed payment options to your customers, so you can close more deals and shorten your sales cycle.

Customizable payment terms, including complex structures
Automatically create payment link from CPQ or order form
Apply terms to different line items as needed (ex. taxes, implementation fee)
Embed the payment link in your deal closing flow

Receive annual payment

Capchase pays you the annual contract upfront and handles all collections seamlessly with your customers, allowing them to pay in their preferred way and freeing you from the burden of it.

ACH debit, credit card and Stripe payment methods
Dashboard to track payment status of all customers for clear visibility
Integrate with accounting and billing systems
INTEGRATIONS

Capchase Pay is available where and how you need

Leverage our integrations, CRM apps, or API to provide your customers with payment optionality seamlessly.

Frequently asked questions

What deals can I use Capchase Pay for?

SaaS vendors use Capchase Pay to close new business deals and renewals. You always have the choice of which deals, as there are no obligations or usage minimums with Capchase Pay. 

To be eligible for Capchase Pay, your customer must be a business located in a supported geography (which includes the United States, Canada, United Kingdom, Spain, Belgium, Netherlands, Finland, and Sweden). It cannot be in a regulatory-prohibited industry. The annual contract value must be above the minimum threshold for their geography based on regulation rules for business lending.

How much does Capchase Pay cost?

There is a flat financing fee for each deal using the Capchase Pay flexible payment method. This fee can be paid by the Vendor, by the Buyer, or split between the two parties. 

How long does it take to get started?

The setup of Capchase Pay is very simple. In under 24 hours, you can be registered and ready to close your first deal with flexible payment terms. 

Does my customer go through a credit check?

No, Capchase does not perform a credit check on your customers. We run your customers through our “behind the scenes” eligibility check, which takes about a minute and leverages publicly available information. This check ensures your customer is a legal entity, meets our requirements, and has no fraudulent activity to their name.

What integrations do you have?

The Capchase Pay application is available directly inside Salesforce and HubSpot. Both integration installations are minimally involved and fast to set up. Additionally, our APIs are available to embed Capchase Pay into a digital checkout experience or another closing flow. 

What payment options do you have for my customers?

Capchase Pay offers your customers the ability to flexibly pay their contract via ACH debit or credit card depending on the geography. That includes ACH, BACS, SEPA, Autogiro, and PAD. We also offer your customers the ability to pay through Stripe. 

What to expect in a call with Capchase

Learn about our product experiences, see the solution, and try it out in as little as 24 hours.