Pay on your terms
Capchase provides flexible and extended financing on vendor contracts so you can access the tech you need now while
managing your cash flow more effectively.
No phone calls. No emails. No paperwork.
Access tech products from
companies like:
Lend from us directly under flexible terms and market-comparable rates.
Break up large expenses into smaller installments like monthly or quarterly. We’ll pay your annual subscriptionor full contract value, and you'll pay us back in monthly installments for a fee.
Fast-tracked loan qualification & offers
01
Skip manual data entry, credit checks, and multi-day underwriting.
02
Know within minutes whether you qualified for a loan or whether more information is neded.
03
97% of B2B buyers are instantly approved.
Buyer payment portal
Review your purchases, invoices, and loan payment schedules, renew contracts, and request adjustments to your schedule all from the Buyer Payment Portal.
Submit your invoices.
Upload invoices and POs so that Capchase can pay your vendors for what you purchased.
Set up automated bill pay
Pay Capchase by ACH, credit card, and more.
Access all documentation from a single source of truth.
Pay for multiple software purchases through Capchase, spreading out the payments and managing them all in one place.
Manage multiple subscriptions
You can pay for multiple software purchases through Capchase, spreading out the payments and managing them all in one place.
Review payment schedule
Use the Buyer Pay Portal to manage your subscription payment schedules and adjust timing or payment method if needed.
"Buy now, pay later" for B2B is here.
Access the tech you need now with our 3-step financing process:
1. Have your sales rep check whether you qualify. Discuss your ideal loan terms.
2. Review and approve financing quotes via your custom link.
3. Sign your Capchase loan documents.
Frequently Asked Questions
Capchase has been an industry leader in the SaaS financing and payments space since 2020. We’re backed by world-class investors and banking institutions. We have made $2.5+ billion in funding available to fast-growing B2B SaaS companies through our financing and payments products, including providing flexible payment terms for more than 2,000 software purchases.
Yes. Capchase runs on secure payment networks and rails that are standard across the industry, including ACH, SEPA, BACS and more. Capchase complies with all B2B payment regulations and requirements to ensure payment data is transferred securely. Capchase works with key banking and payments partners to power our payments including JPMorganChase, GoCardless and Stripe.
You can make payments via ACH direct debits in the U.S., BACS direct debits in the U.K., SEPA direct debits in Eurozone/EEA, Autogiro direct debits in Sweden, PAD in Canada, or in some cases via credit card. Direct debit transactions are subject to bank processing times and working hours.
It is a contract between your company and Capchase. It details how Capchase will pay for your tech purchases upfront and how you repay Capchase over time. The agreement also covers data use, payment details, and the consequences of missed payments.
No. Capchase does not require any upfront capital from buyers, but you are responsible for making payments in a timely manner. If a payment fails, Capchase may work with you or the vendor to resolve the payment issue.
Yes. By using Capchase to finance your purchase, you are taking out a loan from Capchase. If you want to repay the balance of the loan at any time to lessen your debt position, you are able to do so at no additional cost.
Yes. In the Buyer Pay Portal, you can submit additional annual software invoices that you'd like to spread out the payments for. Just click the "Financing" tab once in the Portal and follow the steps.
Need to reach our support team? Contact support.pay@capchase.com
